Reaction Paper: Film About Life The Forest Has Essay

3 Steps to Acing Your Upcoming Group Interview You’ve been approached in for a board meet. Perhaps you’re threatened. Perhaps frightened. Possibly you’re not even sure you comprehend what that really involves. Whatever your degree of fear, here are three simple strides to traversing your board meet tranquilly and in one piece. Stage 1: BEFOREYou reserve the privilege to ask who will be on your board. Do this. At that point inquire about each board part as well as could be expected. You’ll have the option to make sense of a considerable amount and get ready better for what each may be generally quick to ask you. What does this specific gathering of individuals educate you regarding what the organization is attempting to assess?You can likewise ask to what extent (generally) the meeting should last. This will give you a nice sentiment for what amount to and fro conversation will be conceivable, how much space you’ll be given to pose inquiries, to what extent your answers can be, etc.Step 2: DURING Treat every individual on the board like an individual not simply one more anonymous face. This isn't an indifferent divider asking you inquiries. Every questioner on your board is another chance to make a human association and persuade that a lot more individuals in the organization what an extraordinary fit you would be.Be sure to observe everybody’s name as they are presented. Record every one if that causes you recall. When responding to questions, talk straightforwardly to the person who asked, yet then attempt to widen your answer out to cause the remainder of the board to feel remembered for the discussion.Step 3: AFTERYou’ve took in their names and put forth an attempt to interface with each board part presently thank every single one of them earnestly withâ solid eye to eye connection and a quality handshake. From that point forward, it’s the typical post-meet follow-up methodology. Be that as it may, recall that you have to keep in touch with one card to say thanks for each board part. It appears to be a torment, however it’s these little contacts that will help set you apart.The board talk with: 6 hints for previously, during, and after

Concepts of Learning

As per George Kimball, learning Is the aftereffect of a fortified practice which brings about an adjustment in conduct. Be that as it may, learning may not really show itself in an adjustment in conduct, however through the securing of information. As such, in the wake of learning, the individual will have new information or have the capacity to do something they would not have had the option to do something else (Olson and Hermann, 2013). For instance, when a youngster Is being potty prepared, he figures out how to utilize the latrine; his conduct will change from utilizing a diaper to utilizing the can o soothe himself.To further clarify the idea of learning, we will take a gander at the job of conduct corresponding to learning, old style and operant molding, and the connection among learning and discernment (Olson and Hermann, 2013). Job of Behavior In Relation to Learning According to Simile's emptying of learning, there are a few manners by which taking in must be construed from a perceptible adjustment in conduct. At the end of the day, learning must be converted into discernible conduct (Olson and Hermann, 2013).However, an adjustment in conduct may not be detectable promptly, that is, there may e a possibility to act distinctively tat later time. Ultimately, as indicated by Kimball, learning as understanding or practice, which must be strengthened, will bring about an adjustment in conduct (Olson and Hermann, 2013). Except for B. F. Skinner, most learning scholars concur that the learning procedure must be expected from changes in conduct. In any case, not all adjustments in conduct are the consequence of learning.Some changes in conduct could be the aftereffect of a brief state, for example, ailment, weariness, or medication use (Olson and Hermann, 2013). A few practices don't should be scholarly, for example, breathing or perspiring. These practices are called homeostasis instruments. Their motivation Is to manage a physiological security. People are additionally brought into the world with reflexes. These reflexes, alongside homeostasis, are essential for endurance. Learning Is frequently Identified through a generally lasting change in conduct (Olson and Hermann, 2013).Types of Learning There are two essential sorts of learning as far as a strategies that can alter conduct: old style controlling and operant molding. Old style molding was first evolved by Ivan Pavlov when he unintentional found that his pooches had earned to relate the sound of a ringer with supper time, which made the mutts salivate (Olson and Hermann, 2013). There are two prerequisites to traditional molding. There must initially be a characteristic response to a current boost, for example, an occasion or item. Next, the unconditioned boost that inspires a characteristic reaction Is matched with another or â€Å"neutral† stimulus.The result Is that the in the past impartial my mother accepts that giving her canine a high five preceding going out makes her fortunate in light of the fact that she won a few times at the gambling club in the wake of doing as such. This renowned conduct is a typical case of old style molding in regular day to day existence (Olson and Hermann, 2013). The second type of molding is operant molding, in some cases called instrumental molding. Operant molding is a term initially created by B. F. Skinner, who utilized a contraption he called the Skinner Box. The Skinner box was utilized to acquainted a fortify with condition an ideal reaction (Olson and Hermann, 2013).Operant molding contrasts from traditional molding in that the living being must act with a particular goal in mind before it is fortified; as it were, authorization is dependent on the life forms conduct. With old style molding, the response is viewed as automatic (Olson and Hermann, 2013). The most significant part of operant molding is that a fortify is utilized to reinforce a conduct. There are four distinct sorts of fortifies: uplifting fe edback, negative support, positive discipline, and negative discipline (Olson and Hermann, 2013).Positive fortification is the expansion of something pleasing or lovely to fortify a conduct. For instance, giving the canine a treat in the wake of playing out the stunt appropriately. Negative support is the one-celled critter of something negative or unsavory from the circumstance to reinforce the conduct. For instance, when the understudies are polite the educator expels the exposition question from the test (Olson and Hermann, 2013). Presently, positive discipline is the option of something the living being sees as horrendous to diminish or debilitate a behavior.For model, when the understudies are acting mischievously, the educator adds a paper question to the test. Finally, negative discipline is the expulsion of something wonderful from the circumstance to debilitate the conduct. At the point when a youngster is acting up, removing their preferred toy (Olson and Hermann, 2013). C onnection Between Learning and Cognition and learning are firmly related and are mutually dependent on each other. Without subjective procedures, learning can't exist. The intellectual procedures comprise of reasoning, recalling, knowing, and issue solving.Other psychological procedures include putting away, getting, preparing, and utilizing data learned by the individual (Olson and Hermann, 2013). Learning is the way where an individual increases information or aptitudes through experience and practice, which causes an adjustment in conduct. Learning requires the utilization of numerous psychological procedures. Comprehension is traditionally thinking, yet not everything an individual contemplates will be put away in their drawn out memory for sometime in the future. So as to learn, an individual must store the new information into their drawn out memory, normally done through redundancy (Olson and Hermann, 2013).How memory forms data shifts on an individual premise. A few people c an review data after Just one experience, others have to redundancy or practice to have the option to review a similar data (Olson and needs to save for recovery sometime in the future. For instance, when I was a youngster I viewed a dinosaur film just because, and did to have the information to distinguish â€Å"the monsters†. When my mom recognized the beasts as dinosaurs to me I presently had the psychological experience of â€Å"dinosaur. I cherished the film and the possibility of dinosaurs such a great amount of that throughout the following not many months I read as much as Possible about dinosaurs. Through perusing and taking a gander at pictures, I picked up the capacity to recognize various types of dinosaurs. In the long run, I got ready to recognize other reptilian creatures of different sizes. End In rundown, learning is the result of training and experience that has been strengthened which brings about a conduct alteration. Then again, learning doesn't generall y uncover itself in an adjustment in conduct, however through the acquisition of knowledge.However, most learning scholars accept that the learning procedure must be assumed from an adjustment in conduct. A generally perpetual change in conduct is a decent pointer if learning has occurred. Traditional molding and operant molding. Are two essential kinds of learning regarding a procedures that can alter conduct. The distinction between operant molding and traditional molding is that in operant molding is that the life form must act in a particular ay before it is fortified; in old style molding support is dependent on the living beings behavior.Learning and insight have a cozy relationship and are mutually dependent on each other. Without psychological procedures, learning can't exist. In this paper, we took a gander at the idea of learning, we took a gander at the job of conduct comparable to learning, traditional and operant molding, and the connection among learning and insight. R eferences Olson, M. H. and Hermann, B. R. (2013). A prologue to speculations of learning (ninth deed. ). Upper Saddle River, NJ: Pearson.

Power Crisis in Tamilnadu and Remedial Measure free essay sample

The Power Crisis in Tamil Nadu The force emergency has come to remain in the province of Tamil Nadu. For a long time currently, power cuts for more than six hours in the towns and towns of the state have been the standard. Chennai, which till as of late was saved the rigors of intensity shedding has now been brought into the ambit. This offers a conversation starter on the state attempting to draw in increasingly more speculation, giving confirmations of continuous force gracefully. Burden shedding which was initially implied for an hour or something like that, has now been reached out to three hours in numerous rural areas of the city. While this has influenced homes and ommercial foundations, the enterprises in and around the city (High Tension force customers) have been hit hard by exacting guidelines on long stretches of burden shedding, with numerous units being compelled to close down activities for a whole day every week. Industry sources are additionally irritated with the way that while fabricating units expend just 35% of the 9500 MW power utilization in Tamil Nadu, they are being compelled to endure load shedding unmistakably more than residential customers. We will compose a custom article test on Force Crisis in Tamilnadu and Remedial Measure or on the other hand any comparable point explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page Numerous units have started working movements with the assistance of diesel generators, yet this is ending up being a costly arrangement which is influencing the primary concern. There is likewise a developing inclination among indigenous ventures that the state bit off undeniably beyond what it could bite when it came to welcoming enormous activities to set up base in and around Chennai. The expansion in power utilization was not thoroughly considered as they would see it and there is additionally an inclination that multinationals are being given force to the detriment of household organizations. While there might be no reason for such a view, it indicates that the state government has laid the ground for a possibly unstable circumstance on the force front. Maybe it was against this foundation that the state just made a couple eeble commotions about offering for the Nano venture which in the end went to Gujarat. There is no momentary answer for the force emergency in the city and the state. Strikingly, on paper, the state can at present case to have surplus force for it has around 10500 MW introduced limit. Anyway constant creation is less. Poor downpours have influenced hydro-power and the deficiency of fuel has implied that the nuclear force plant at Kalpakkam is working at sub-ideal limit. Help somewhat is normal when the Koodamkulam plant is charged in around a half year from now. The greater part of the recently endorsed power units are just in the land dentification stage at the present time. The misfortunes in transmission and circulation of influence are likewise noteworthy with the state-controlled Electricity Board not performing at anticipated levels. Industry halls have been requesting the unbundling of creation, conveyance and transmission of intensity in the state to improve this, however there has been no reaction. The state government has then again drew closer HT buyers with a recommendation that they share the expense of intensity during night hours. This whenever acknowledged will guarantee that there is some alleviation given to units that depend on generators for their capacity during night and other pinnacle equirements. On the off chance that at all there is a splendid side to the story, it is the expanding center around non-customary wellsprings of vitality. IT majors who represent at any rate 500MW of intensity utilization during top hours nave started talking about the reasonability ot utilizing sun based boards. At any rate one IT major in the city has started working with wind vitality. The long stretch of September in reality observed the deficiency in power in the state descending because of a multiplying of the breeze power created from 600 MW to 1200 MW. It is to be trusted that such new pushes will help in hauling the force area out of its current chaos.

Reading response Essay Example | Topics and Well Written Essays - 250 words - 43

Understanding reaction - Essay Example The image helps in demonstrating that both regular and human may have some relationship. His work is additionally observed as not the same as ongoing picture takers. Subsequently, there is contention that his work is antiquated and lacking taste. In any case, plainly his work keeps up some creativity and unpredictability. Consequently, one may contend that Adams work give a distinctive portrayal of the real factors on the ground. The other contention in the article is impression of the connection among man and nature. A few specialists, for example, Thoreau are appeared to accept that man isn't a piece of nature (4). In any case, as the article takes note of a decent scene might be accomplished with individuals on it. I agree with this view as in numerous events; man has battled to make improvement to the scene through beautifications. Consequently, man ought not be made to seem unique in relation to the tasteful part. Man ought to be viewed as having influence in the beautification of land. Then again, unmistakably man ought not be viewed as an adversary to protection of nature. This is on the grounds that man assumes a noteworthy job in the protection of nature. For instance, man raises a fence to protect parks (4). Subsequently, barring man won't help in saving our characteristic scene. The protection must be accomplished through normal utilization of land by man. Consequently, as Adams notes, if a man utilizes common habitat seriously, he is the one to fault. Then again, there is the attention on photography as arrangement of importance. Genuine photography is viewed as demonstrating all the more significance when contrasted with the stylish segment (7). Additionally, photography is likewise appeared as offering depiction of a spot. As I would see it, photography can help in comprehension of a spot if appropriately taken by a goal individual. For instance, this can be found in narrative photos

Take Advantage of a Comparative Essay Outline

Take Advantage of a Comparative Essay OutlineIf you've ever wondered about an online college degree program, the best tool you can use is a comparative essay outline. It helps your chances for acceptance in many schools because the whole essay outline program gives you several advantages over just a conventional document. The biggest advantage of course is that it can help you get into a particular school or university.Many students who are in need of college help take up academic writing courses and read some basic standards before they get started. These general tests give them a rough idea of what they should expect to read and write when they eventually go to college.One thing you want to think about when you're filling out an application for a college course is that there are some things that you should be thinking about and others that you should avoid. You need to be sure that your essay addresses all of these concerns. You should never try to ignore these factors as doing so will only hurt your chances for admission into a specific college.A comparative essay outline helps you achieve this objective because it takes up the time of the admissions committee that is reviewing your application. This means that you have the opportunity to explain precisely why you are different from the other applicants. Of course you should also point out how your strengths make you unique and differentiate you from other applicants.Writing a good essay is one of the main points of a comparative essay outline program. By writing about yourself as well as by the content of your essay, you can prove that you're willing to be different enough to stand out.A comparison of your essay to another applicant's essay can help you get some points across. Remember that with a good essay, you can introduce yourself as someone who wants to learn. You also need to state clearly why you are different from your classmates and why you deserve to be accepted in their particular college.Having a good essay for admissions purposes, is the best way to do it. Taking the time to use a comparative essay outline to determine what you need to say and when you need to say it can really help you get through the writing process. If you're looking for tips on how to write an excellent essay, consider checking out this guide.

2009 Plan Performance Rankings Q3

Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, for three-year investment performance and for five-year investment performance. The top performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile" the better the ranking. For more details on our methodology click here. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers (click here). These rankings are for periods ended Sept. 30, 2009 One-year performance ranking Updated Nov. 17, 2009 Rank State Plan Percentile 1 Nevada USAA College Savings Plan 15.27 2 Kansas Schwab 529 College Savings Plan 26.26 3 Alabama Higher Education 529 Fund (Direct-sold) 26.83 4 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 28.89 5 Maryland College Savings Plans of Maryland - College Investment Plan 29.35 6 Rhode Island CollegeBoundfund (Direct-sold, Alternative R) 32.69 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 35.42 8 Nevada The Vanguard 529 Savings Plan 37.65 9 New Jersey NJBEST 529 College Savings Plan 37.91 10 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 38.09 See the full list of one-year direct-sold rankings. Three-year performance ranking Updated Nov. 17, 2009 Rank State Plan Percentile 1 Kansas Schwab 529 College Savings Plan 21.62 2 Nevada USAA College Savings Plan 25.92 3 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 27.29 4 Maryland College Savings Plans of Maryland - College Investment Plan 34.11 5 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 35.53 6 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 36.72 7 Nevada The Vanguard 529 Savings Plan 36.95 8 Utah Utah Educational Savings Plan (UESP) Trust 37.54 9 Ohio Ohio CollegeAdvantage 529 Savings Plan 37.59 10 Arkansas GIFT College Investing Plan 37.65 See the full list of three-year direct-sold rankings. Five-year performance ranking Updated Nov. 17, 2009 Rank State Plan Percentile 1 Kansas Schwab 529 College Savings Plan 27.28 2 Maryland College Savings Plans of Maryland - College Investment Plan 29.22 3 Alaska T. Rowe Price College Savings Plan 31.87 4 Alaska University of Alaska College Savings Plan 33.91 5 Rhode Island CollegeBoundfund (Direct-sold, Alternative R) 35.18 6 Nebraska College Savings Plan of Nebraska (Direct-sold) 36.74 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 37.30 8 Utah Utah Educational Savings Plan (UESP) Trust 37.94 9 Nevada USAA College Savings Plan 38.25 10 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 39.09 See the full list of five-year direct-sold rankings. For broker sold plan rankings, click here. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year and five-year performance. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year and five-year performance. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold and five-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year and five-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, for three-year investment performance and for five-year investment performance. The top performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile" the better the ranking. For more details on our methodology click here. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers (click here). These rankings are for periods ended Sept. 30, 2009 One-year performance ranking Updated Nov. 17, 2009 Rank State Plan Percentile 1 Nevada USAA College Savings Plan 15.27 2 Kansas Schwab 529 College Savings Plan 26.26 3 Alabama Higher Education 529 Fund (Direct-sold) 26.83 4 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 28.89 5 Maryland College Savings Plans of Maryland - College Investment Plan 29.35 6 Rhode Island CollegeBoundfund (Direct-sold, Alternative R) 32.69 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 35.42 8 Nevada The Vanguard 529 Savings Plan 37.65 9 New Jersey NJBEST 529 College Savings Plan 37.91 10 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 38.09 See the full list of one-year direct-sold rankings. Three-year performance ranking Updated Nov. 17, 2009 Rank State Plan Percentile 1 Kansas Schwab 529 College Savings Plan 21.62 2 Nevada USAA College Savings Plan 25.92 3 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 27.29 4 Maryland College Savings Plans of Maryland - College Investment Plan 34.11 5 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 35.53 6 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 36.72 7 Nevada The Vanguard 529 Savings Plan 36.95 8 Utah Utah Educational Savings Plan (UESP) Trust 37.54 9 Ohio Ohio CollegeAdvantage 529 Savings Plan 37.59 10 Arkansas GIFT College Investing Plan 37.65 See the full list of three-year direct-sold rankings. Five-year performance ranking Updated Nov. 17, 2009 Rank State Plan Percentile 1 Kansas Schwab 529 College Savings Plan 27.28 2 Maryland College Savings Plans of Maryland - College Investment Plan 29.22 3 Alaska T. Rowe Price College Savings Plan 31.87 4 Alaska University of Alaska College Savings Plan 33.91 5 Rhode Island CollegeBoundfund (Direct-sold, Alternative R) 35.18 6 Nebraska College Savings Plan of Nebraska (Direct-sold) 36.74 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 37.30 8 Utah Utah Educational Savings Plan (UESP) Trust 37.94 9 Nevada USAA College Savings Plan 38.25 10 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 39.09 See the full list of five-year direct-sold rankings. For broker sold plan rankings, click here. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year and five-year performance. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year and five-year performance. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold and five-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year and five-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool. 2009 Plan Performance Rankings Q3 Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, for three-year investment performance and for five-year investment performance. The top performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile" the better the ranking. For more details on our methodology click here. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers (click here). These rankings are for periods ended Sept. 30, 2009 One-year performance ranking Updated Nov. 17, 2009 Rank State Plan Percentile 1 Nevada USAA College Savings Plan 15.27 2 Kansas Schwab 529 College Savings Plan 26.26 3 Alabama Higher Education 529 Fund (Direct-sold) 26.83 4 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 28.89 5 Maryland College Savings Plans of Maryland - College Investment Plan 29.35 6 Rhode Island CollegeBoundfund (Direct-sold, Alternative R) 32.69 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 35.42 8 Nevada The Vanguard 529 Savings Plan 37.65 9 New Jersey NJBEST 529 College Savings Plan 37.91 10 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 38.09 See the full list of one-year direct-sold rankings. Three-year performance ranking Updated Nov. 17, 2009 Rank State Plan Percentile 1 Kansas Schwab 529 College Savings Plan 21.62 2 Nevada USAA College Savings Plan 25.92 3 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 27.29 4 Maryland College Savings Plans of Maryland - College Investment Plan 34.11 5 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 35.53 6 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 36.72 7 Nevada The Vanguard 529 Savings Plan 36.95 8 Utah Utah Educational Savings Plan (UESP) Trust 37.54 9 Ohio Ohio CollegeAdvantage 529 Savings Plan 37.59 10 Arkansas GIFT College Investing Plan 37.65 See the full list of three-year direct-sold rankings. Five-year performance ranking Updated Nov. 17, 2009 Rank State Plan Percentile 1 Kansas Schwab 529 College Savings Plan 27.28 2 Maryland College Savings Plans of Maryland - College Investment Plan 29.22 3 Alaska T. Rowe Price College Savings Plan 31.87 4 Alaska University of Alaska College Savings Plan 33.91 5 Rhode Island CollegeBoundfund (Direct-sold, Alternative R) 35.18 6 Nebraska College Savings Plan of Nebraska (Direct-sold) 36.74 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 37.30 8 Utah Utah Educational Savings Plan (UESP) Trust 37.94 9 Nevada USAA College Savings Plan 38.25 10 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 39.09 See the full list of five-year direct-sold rankings. For broker sold plan rankings, click here. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year and five-year performance. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year and five-year performance. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold and five-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year and five-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, for three-year investment performance and for five-year investment performance. The top performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile" the better the ranking. For more details on our methodology click here. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers (click here). These rankings are for periods ended Sept. 30, 2009 One-year performance ranking Updated Nov. 17, 2009 Rank State Plan Percentile 1 Nevada USAA College Savings Plan 15.27 2 Kansas Schwab 529 College Savings Plan 26.26 3 Alabama Higher Education 529 Fund (Direct-sold) 26.83 4 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 28.89 5 Maryland College Savings Plans of Maryland - College Investment Plan 29.35 6 Rhode Island CollegeBoundfund (Direct-sold, Alternative R) 32.69 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 35.42 8 Nevada The Vanguard 529 Savings Plan 37.65 9 New Jersey NJBEST 529 College Savings Plan 37.91 10 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 38.09 See the full list of one-year direct-sold rankings. Three-year performance ranking Updated Nov. 17, 2009 Rank State Plan Percentile 1 Kansas Schwab 529 College Savings Plan 21.62 2 Nevada USAA College Savings Plan 25.92 3 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 27.29 4 Maryland College Savings Plans of Maryland - College Investment Plan 34.11 5 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 35.53 6 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 36.72 7 Nevada The Vanguard 529 Savings Plan 36.95 8 Utah Utah Educational Savings Plan (UESP) Trust 37.54 9 Ohio Ohio CollegeAdvantage 529 Savings Plan 37.59 10 Arkansas GIFT College Investing Plan 37.65 See the full list of three-year direct-sold rankings. Five-year performance ranking Updated Nov. 17, 2009 Rank State Plan Percentile 1 Kansas Schwab 529 College Savings Plan 27.28 2 Maryland College Savings Plans of Maryland - College Investment Plan 29.22 3 Alaska T. Rowe Price College Savings Plan 31.87 4 Alaska University of Alaska College Savings Plan 33.91 5 Rhode Island CollegeBoundfund (Direct-sold, Alternative R) 35.18 6 Nebraska College Savings Plan of Nebraska (Direct-sold) 36.74 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 37.30 8 Utah Utah Educational Savings Plan (UESP) Trust 37.94 9 Nevada USAA College Savings Plan 38.25 10 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 39.09 See the full list of five-year direct-sold rankings. For broker sold plan rankings, click here. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year and five-year performance. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year and five-year performance. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold and five-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year and five-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool. 2009 Plan Performance Rankings Q3 Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, for three-year investment performance and for five-year investment performance. The top performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile" the better the ranking. For more details on our methodology click here. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers (click here). These rankings are for periods ended Sept. 30, 2009 One-year performance ranking Updated Nov. 17, 2009 Rank State Plan Percentile 1 Nevada USAA College Savings Plan 15.27 2 Kansas Schwab 529 College Savings Plan 26.26 3 Alabama Higher Education 529 Fund (Direct-sold) 26.83 4 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 28.89 5 Maryland College Savings Plans of Maryland - College Investment Plan 29.35 6 Rhode Island CollegeBoundfund (Direct-sold, Alternative R) 32.69 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 35.42 8 Nevada The Vanguard 529 Savings Plan 37.65 9 New Jersey NJBEST 529 College Savings Plan 37.91 10 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 38.09 See the full list of one-year direct-sold rankings. Three-year performance ranking Updated Nov. 17, 2009 Rank State Plan Percentile 1 Kansas Schwab 529 College Savings Plan 21.62 2 Nevada USAA College Savings Plan 25.92 3 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 27.29 4 Maryland College Savings Plans of Maryland - College Investment Plan 34.11 5 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 35.53 6 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 36.72 7 Nevada The Vanguard 529 Savings Plan 36.95 8 Utah Utah Educational Savings Plan (UESP) Trust 37.54 9 Ohio Ohio CollegeAdvantage 529 Savings Plan 37.59 10 Arkansas GIFT College Investing Plan 37.65 See the full list of three-year direct-sold rankings. Five-year performance ranking Updated Nov. 17, 2009 Rank State Plan Percentile 1 Kansas Schwab 529 College Savings Plan 27.28 2 Maryland College Savings Plans of Maryland - College Investment Plan 29.22 3 Alaska T. Rowe Price College Savings Plan 31.87 4 Alaska University of Alaska College Savings Plan 33.91 5 Rhode Island CollegeBoundfund (Direct-sold, Alternative R) 35.18 6 Nebraska College Savings Plan of Nebraska (Direct-sold) 36.74 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 37.30 8 Utah Utah Educational Savings Plan (UESP) Trust 37.94 9 Nevada USAA College Savings Plan 38.25 10 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 39.09 See the full list of five-year direct-sold rankings. For broker sold plan rankings, click here. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year and five-year performance. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year and five-year performance. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold and five-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year and five-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, for three-year investment performance and for five-year investment performance. The top performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile" the better the ranking. For more details on our methodology click here. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers (click here). These rankings are for periods ended Sept. 30, 2009 One-year performance ranking Updated Nov. 17, 2009 Rank State Plan Percentile 1 Nevada USAA College Savings Plan 15.27 2 Kansas Schwab 529 College Savings Plan 26.26 3 Alabama Higher Education 529 Fund (Direct-sold) 26.83 4 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 28.89 5 Maryland College Savings Plans of Maryland - College Investment Plan 29.35 6 Rhode Island CollegeBoundfund (Direct-sold, Alternative R) 32.69 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 35.42 8 Nevada The Vanguard 529 Savings Plan 37.65 9 New Jersey NJBEST 529 College Savings Plan 37.91 10 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 38.09 See the full list of one-year direct-sold rankings. Three-year performance ranking Updated Nov. 17, 2009 Rank State Plan Percentile 1 Kansas Schwab 529 College Savings Plan 21.62 2 Nevada USAA College Savings Plan 25.92 3 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 27.29 4 Maryland College Savings Plans of Maryland - College Investment Plan 34.11 5 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 35.53 6 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 36.72 7 Nevada The Vanguard 529 Savings Plan 36.95 8 Utah Utah Educational Savings Plan (UESP) Trust 37.54 9 Ohio Ohio CollegeAdvantage 529 Savings Plan 37.59 10 Arkansas GIFT College Investing Plan 37.65 See the full list of three-year direct-sold rankings. Five-year performance ranking Updated Nov. 17, 2009 Rank State Plan Percentile 1 Kansas Schwab 529 College Savings Plan 27.28 2 Maryland College Savings Plans of Maryland - College Investment Plan 29.22 3 Alaska T. Rowe Price College Savings Plan 31.87 4 Alaska University of Alaska College Savings Plan 33.91 5 Rhode Island CollegeBoundfund (Direct-sold, Alternative R) 35.18 6 Nebraska College Savings Plan of Nebraska (Direct-sold) 36.74 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 37.30 8 Utah Utah Educational Savings Plan (UESP) Trust 37.94 9 Nevada USAA College Savings Plan 38.25 10 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 39.09 See the full list of five-year direct-sold rankings. For broker sold plan rankings, click here. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year and five-year performance. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year and five-year performance. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold and five-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year and five-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool.

Living A Better Life Essay - 1683 Words

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